As an M Financial Member Firm, we offer innovative insurance strategies backed by access to products, carrier access, and deep knowledge.
Tenzing Talks: Understanding Carrier Ratings
Life Insurance carrier ratings are a critical tool for evaluating life insurance companies. Learn how they reflect financial strength and impact long-term life insurance reliability.
Tenzing Perspectives: Understanding Carrier Ratings
Carrier ratings offer insight into a life insurer’s financial strength and claims-paying ability—critical factors when evaluating long-term policy performance.
Policy Valuation: A Guide to Establishing Fair Market Value
Fair market value plays a critical role in life insurance policy transfers and taxation. This guide outlines key valuation methods and important considerations.
Disability Insurance Awareness Month: Why DI Right Now?
Why DI right now? As high-income earners reach peak earning years, they may not realize the risk of disability increases as they age and become vulnerable to forced early retirement. This heightened risk occurs during a time that is crucial for focusing on increasing savings and investments and lessen risk to those assets with a comprehensive income protection plan.
Life Insurance Policy Loans
Learn the basics of life insurance policy loans, how they work, the benefits and risks involved, and why careful planning is key.
Resiliency of the U.S. Life Insurance Industry
In troubled times, the public has relied on the life insurance industry to steady the course. And with good reason.
Tenzing Maps: Annual Policy Reviews
Life insurance policy reviews are an essential cornerstone of our ongoing commitment to exceptional client service. At Tenzing Insurance Strategies, we understand that a life insurance policy should evolve as each client’s life does. That’s why we emphasize an intentional and proactive life insurance policy review process, designed to help ensure coverage stays aligned with financial goals over time.
Tenzing Talks: What Sets Our Annual Reviews Apart
Life doesn’t stand still, and neither should a life insurance strategy. Each year, we take time to review every client’s in-force life insurance coverage to help ensure it still aligns with needs, goals, and planning strategies. This month’s Tenzing Talks video walks through how the review process reflects our commitment to proactive, personalized service.
Tenzing Talks: What Is a 1035 Exchange & When Does It Make Sense?
A 1035 exchange allows you to replace an existing life insurance policy while maintaining its tax-deferral benefits. Questions to consider include: When might a 1035 exchange be beneficial? What costs and risks should you consider? How do you determine if it’s the right move? Check out our latest Tenzing Talks video to learn more!