For years, many high-net-worth clients with complex health histories faced challenges in obtaining life insurance—compromising key estate and wealth transfer strategies. But the landscape has changed.

Advancements in underwriting, predictive analytics, and mortality data are reshaping policy eligibility and pricing. In our latest Tenzing Perspectives whitepaper, we explore:

🔷 How improved mortality rates are expanding coverage options.
🔷 Why different carriers assess risk differently—and how to leverage this for better client outcomes.
🔷 The role of proactive case design in securing the most favorable terms.