For years, many high-net-worth clients with complex health histories faced challenges in obtaining life insurance—compromising key estate and wealth transfer strategies. But the landscape has changed.

For years, many high-net-worth clients with complex health histories faced challenges in obtaining life insurance—compromising key estate and wealth transfer strategies. But the landscape has changed.
A decade ago, obtaining life insurance with a medical condition was often difficult—sometimes impossible. But things have changed. Advances in medical science and underwriting mean that more people qualify today than ever before.
As underwriting continues to evolve, tax, legal, and wealth professionals need a quick and effective way to understand how different health conditions impact life insurance eligibility.
If you’ve ever wondered whether you qualify for life insurance based on your health history, our latest Tenzing Maps infographic makes it simple.
When applying for life insurance, having the right team on your side can make all the difference—especially if you have a health history that could impact underwriting.
Meet Janine Bent, Director of Client Services. Janine works directly with clients and advisors to navigate the underwriting process, helping to ensure that every application is positioned for the best possible underwriting outcome.
The underwriting landscape for life insurance is evolving. With improved mortality models and data-driven risk assessment, clients with complex health histories now have new pathways to obtaining coverage.
If you’ve ever been told that a past medical condition could make it difficult—or even impossible—to get life insurance, it may be time to take another look. Underwriting today is different than it was 10 years ago, and many people are surprised by their options.