Learn the basics of life insurance policy loans, how they work, the benefits and risks involved, and why careful planning is key.
Resiliency of the U.S. Life Insurance Industry
In troubled times, the public has relied on the life insurance industry to steady the course. And with good reason.
Tenzing Maps: Annual Policy Reviews
Life insurance policy reviews are an essential cornerstone of our ongoing commitment to exceptional client service. At Tenzing Insurance Strategies, we understand that a life insurance policy should evolve as each client’s life does. That’s why we emphasize an intentional and proactive life insurance policy review process, designed to help ensure coverage stays aligned with financial goals over time.
Tenzing Talks: What Sets Our Annual Reviews Apart
Life doesn’t stand still, and neither should a life insurance strategy. Each year, we take time to review every client’s in-force life insurance coverage to help ensure it still aligns with needs, goals, and planning strategies. This month’s Tenzing Talks video walks through how the review process reflects our commitment to proactive, personalized service.
Tenzing Talks: What Is a 1035 Exchange & When Does It Make Sense?
A 1035 exchange allows you to replace an existing life insurance policy while maintaining its tax-deferral benefits. Questions to consider include: When might a 1035 exchange be beneficial? What costs and risks should you consider? How do you determine if it’s the right move? Check out our latest Tenzing Talks video to learn more!
Tenzing Perspectives: 1035 Exchanges – What You Need to Know Before Making a Change
A 1035 exchange allows you to replace an existing life insurance policy with a new one. This provision, under Section 1035 of the Internal Revenue Code, allows policyholders to transition into policies that better meet their financial goals while maintaining the tax-deferred status of their accumulated cash value.
Tenzing Maps: Should You Consider a 1035 Exchange?
A 1035 exchange is a powerful planning tool when considering updating your life insurance policy. Our easy-to-follow Tenzing Maps infographic highlights key factors that may help determine if it’s a good fit for your financial situation.
Core Values in Action: Independence & Objectivity
In our first Core Values in Action series video, we share a real-world example of how our independent approach helped a client navigate complex insurance options with confidence. By requesting bids from multiple carriers and providing transparent analysis, we helped the client and their advisory team to make a fully informed decision.
Basecamp Briefs: Meet the Team – Introducing Jon Liebeskind
Meet Jon Liebeskind. Providing high-net-worth clients and their advisors with thoughtful, well-structured life insurance strategies requires attention to detail and collaboration. Jon plays a crucial role in analyzing client needs and working alongside the Tenzing team to develop thoughtful approaches that align with long-term goals.
Basecamp Briefs: Meet the Team – Introducing Tracy Fitzsimmons
A strong foundation of operational excellence ensures clients and advisors receive the highest level of service. As Director of Operations, Tracy Fitzsimmons plays a key role in overseeing smooth business processes, including the development of comprehensive annual policy reviews to help keep client strategies aligned with their evolving needs.