When exploring life insurance options, understanding Guaranteed Universal Life (GUL) is important. As a conservative option for long-term needs, GUL provides permanent death benefit protection with predictable, level premiums, offering a sense of structure in an often complex insurance landscape.
At Tenzing Insurance Strategies, integrity & trustworthiness aren’t just values we list—they’re the foundation of everything we do. Our clients and their advisors entrust us with some of the most important financial decisions they’ll ever make—planning for the future, the financial well-being of loved ones, and stewarding generational wealth. That trust is earned through transparency, consistency, and doing what’s right—always.
Guaranteed Universal Life (GUL) policies are a type of permanent life insurance designed to provide a lifetime death benefit with predictable premiums. While often viewed as a more conservative option, GUL is not without trade-offs. This overview explores its features, considerations, and when it may be appropriate to include in a financial strategy.
PHL Variable rehabilitation update: On May 20, Connecticut Insurance Commissioner Andrew Mais submitted the second Accounting and Status report as Rehabilitator of PHL Variable Insurance Company (PHL) to the Connecticut Superior Court. The report updated the Court on the financial state of PHL and significant developments since the previous report that was filed in November 2024.
This summer, we’re setting aside our usual insights to share something a little different. Whether you’re headed to the beach or relaxing in your backyard, enjoy this curated list of novels and films (plus bonus binge-worthy TV shows) where life insurance plays a starring (and often surprising) role. From murder mysteries and noir thrillers to satirical comedies and legal dramas, these picks reveal just how much storytelling potential our industry really has.
Responding to Connelly v. United States landmark Supreme Court ruling, Bob Finnegan, VP of Advanced Planning at M Financial, shared a perspective in Trust & Estates, exploring strategies for businesses to navigate tax implications of insurance-funded redemption agreements following the recent Connelly Supreme Court ruling.
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Life Insurance carrier ratings are a critical tool for evaluating life insurance companies. Learn how they reflect financial strength and impact long-term life insurance reliability.
Carrier ratings offer insight into a life insurer’s financial strength and claims-paying ability—critical factors when evaluating long-term policy performance.
Fair market value plays a critical role in life insurance policy transfers and taxation. This guide outlines key valuation methods and important considerations.