For years, many high-net-worth clients with complex health histories faced challenges in obtaining life insurance—compromising key estate and wealth transfer strategies. But the landscape has changed.
Tenzing Perspectives: Obtaining Life Insurance with a Health History
A decade ago, obtaining life insurance with a medical condition was often difficult—sometimes impossible. But things have changed. Advances in medical science and underwriting mean that more people qualify today than ever before.
Tenzing Perspectives: The Strategic Value of Term Conversion
Term life insurance conversion offers a significant opportunity to enhance value to clients while strengthening advisory relationships. By transitioning a term life insurance policy into a permanent one, clients gain access to lifelong coverage and additional planning benefits without the need for new medical underwriting.
Tenzing Perspectives: Understanding Term Life Insurance Conversion
Life is full of changes, and your life insurance coverage should adapt to meet your evolving needs. Term life insurance conversion offers an opportunity to extend the benefits of your term life insurance policy into permanent coverage, providing stability and flexibility for the future.